29 Best Finance Apps in 2024 | Finance Tracker Apps

This blog is a compilation of the best finance apps out there that are designed to help users streamline their financial tasks and secure their financial data.
Last Updated on : October 26, 2023
Best Finance Apps
The reliability of the modern consumer on the best finance apps is increasing rapidly. And it is understandable because finance apps have a range of privileges that accompany them. For instance, finance apps help users avoid carrying physical cards by saving and securing financial information like credit card or debit card details. And finance apps also help users easily manage, streamline, calculate, compare, and split their expenses. So, in this report, we thought of shortlisting the best personal finance apps that could help our readers secure their money by storing their financial data safely. To know more, stay with us until the end of this report.

Best Financial & Money Management Apps Of 2024

21.

Rocket Money - Bills & Budgets

Rocket Money - Bills & Budgets

Download Rocket Money - Bills & Budgets:

4.3
4.4

About Arrow

Rocket Money can be your path to better financial control in just a few taps. The application has a user base of almost 3.4 million members. Members who trust this all-in-one personal finance app.

With an array of features that can transform the financial landscape, the finance management app can effortlessly track and enhance your total net worth. It can efficiently manage and eliminate unwanted subscriptions while lowering your bills. The app also informs you about your monthly bills, which helps you avoid overdrafts. It enables the creation of custom budgets for multiple purposes.

Furthermore, the application can monitor your credit score, automate your savings goals, and ensure the security and privacy of your financial data with bank-level protection. It is one of the best finance apps for iOS and a comprehensive financial control center that can automatically track your accounts and provide insights related to your income and expenses.

Why we picked it? Arrow

22.

Budgeting Buddy

Budgeting Buddy

Download Budgeting Buddy:

4.7
4.5

About Arrow

Budgeting Buddy is your go-to app for effortlessly managing your monthly and daily budgets. The free application allows you to access its fantastic features with zero hassles. To get started, one simply needs to listen to the income section of the application. You can easily set up your wallet by adding your income amount there.

The best personal finance tracker has multiple interesting features to help you in your financial journey. It lets you gather insights monthly, helping you stay on track with your financial goals. Budgeting Buddy reviews all your transactions for a specific date and customizes your preferences, including currency for daily usage. It creates daily logs of expenses, completes priority tasks, and much more.

For people seeking even more features, this application offers many features with the premium version. It is a versatile application with numerous languages, including English, Spanish, German, French, and Swedish, making it accessible in multiple regions. With Budgeting Buddy, you can start optimizing your budget today.

Why we picked it? Arrow

23.

Money Manager Expense & Budget

Money Manager Expense & Budget

Download Money Manager Expense & Budget:

4.8
4.6

About Arrow

Money Manager is another all-in-one solution for planning finances, tracking expenses, and managing private assets. It offers an intuitive interface and powerful features that help you manage your personal and business finances.

This best app for finances uses a double-entry bookkeeping system that ensures efficient asset management and accurate recording of financial transactions. It updates all your account balance information instantly. It records everything when the income is credited or debited as soon as the transaction happens.

This one of the best mobile apps for budgeting and expense management. With its incredible features, managing money becomes a breeze. It can provide a graphical representation of the expenses by quickly providing insights into your financial situation. It also helps you manage credit and debit card payments simply by settling dates and tracking outstanding payments. The app even prioritized security with passcode protection, allowing you to safely manage your financial accounts. The personal finance management app also supports transfers between assets, automates recurring transactions, and even provides instant statistics for your income and expenses.

Why we picked it? Arrow

24.

AndroMoney

AndroMoney

Download AndroMoney:

4.4
4.6

About Arrow

AndroMoney is another great go-to personal finance tool on several platforms, such as the web, iOS, and Android. It is designed to track your expenditures and manage wealth effortlessly and efficiently.

The application has a strong focus on user-friendliness. It ensures the user has an intuitive experience with tasks like daily accounting, category management, generating detailed reports, and more.

This app allows users to easily create multiple accounts, transfer balances, and sync financial data across devices. The application supports various currencies along with downloadable exchange rates. Also, its built-in number pad simplifies the task of currency conversion.

AndroMoney allows users to organize their finances in a hierarchy and customizable attributes. It sets simple, detailed, custom budgets to keep you on top of your financial goals. It helps you visualize your expenditures and cash flow through trends, pie, and bar charts.

Why we picked it? Arrow

25.

1Money: Expense Tracker Budget

1Money: Expense Tracker Budget

Download 1Money: Expense Tracker Budget:

4.2

About Arrow

1Money is a really good finance app that lets you easily control your finances. It simplifies the daunting task of managing your money and ensuring you can stay on top of all your financial efforts.

It is an ideal app whether at home, work, or looking for something on the go. It can swiftly log your expenses and provide a visual breakdown of your spending patterns. It allows transparency that helps you make informed decisions about your finances, helping you save and budget more effectively.

This best financial app for Android lets you plan your income and expenses, making the process straightforward. It helps you avoid unnecessary purchases and enables you to turn into a daily habit. It empowers you with budgeting features and lets you set and stick to financial goals.

With a cloud-based synchronization, it assesses your financial data and provides consistent reports for all devices. It offers stress-free financial management and helps you embrace a convenient and efficient way of managing your money.

Why we picked it? Arrow

26.

Google Wallet

Google Wallet

Download Google Wallet:

4.4

About Arrow

Google Wallet is one of the most popular finance app for Android. It is a versatile application that grants you swift and secure access to everyday essentials. It is a great wallet that lets you tap your smartphone and pay wherever it is accepted. It can be used for booking a flight, attending a movie, and much more. Google Pay is your personal expense tracker app that lets you access multiple options with quick settings on your smartphone. 

This finance app for Android provides helpful suggestions and keeps track of your receipts. It seamlessly integrates with other Google services. It also syncs your calendar and assistant with real-time updates and enhances your shopping experience.

Google Pay also prioritizes security and privacy. It employs advanced Android security features that protect your financial data. When you tap to pay, the details for your credit card are not shared. You control all your data and privacy control, giving you a tailored experience across Google products. 

Why we picked it? Arrow

27.

QuickBooks Accounting

QuickBooks Accounting

Download QuickBooks Accounting:

4.7
4.3

About Arrow

Quickbooks is an online accounting application trusted by over 5.9 million worldwide small businesses. This powerful tool helps streamline all the essential tasks related to your business. It effortlessly enables you to manage financial affairs in real-time.

This daily finance app has multiple features and functions that help its users. These features include logging miles, generating invoices, tracking your finances, staying on top of the cash flow, etc. 

Using this money budget app, you don’t need a tax accountant to maintain financial order. The app offers a user-friendly interface that can be used to create, send, and monitor invoices from scratch till the payment is completed. It can even provide insights into your financial status with comprehensive reports telling you precisely where the money goes and where the business stands. This accounting software offers seamless bookkeeping services and valuable insights, making small financial business management easy. It can be your partner in simplifying the lives of multiple small business owners that can empower your focus.

Why we picked it? Arrow

28.

Fudget

Fudget

Download Fudget:

4.0
4.7

About Arrow

Fudget is one of the best mobile finance apps used by over 2 million people who rely on it to maintain their financial control and avoid overspending. Whether you are managing financial paychecks on various schedules, want to budget for special events like weddings or holidays, need money to tackle expensive projects such as kitchen renovation, or simply check your spending in a grocery store, Fudget is the application.

This best finance Android apps has a user-friendly interface that breaks down your budgeting process into three easy steps: provide your income, add expenditures, and instantly provide what is available in the budget. 

Using the data above, the budgeting app offers many convenient features. Features include marking entries, creating repeat entries, organizing a budget & entries effortlessly, and even carrying over the balance from one budget to another. It also provides multiple security features such as passcodes, Touch ID, or Face ID to access financial information. It offers symbols for various currencies and makes your preferred one the default. Its powerful features include real-time budgeting across multiple platforms, unlimited budgets and entries, and the ability to export or print your budgets and charts. 

 

Why we picked it? Arrow

29.

Prism

Prism

Download Prism:

4.6
3.0

About Arrow

Prism is the ultimate solution for streamlining your personal finances and ensuring that you never miss a bill or incur late fees again. This best finance app for iOS is a highly acclaimed bill organizer and is completely free.

It takes the hassle out of managing financial obligations by automatically tracking your bills and sending timely payment reminders. With over 14,000 reviews and a remarkable record of $1 billion in bills paid and more, it stands out as the go-to choice for smart financial management.

This top personal finance app covers a vast network of 11,000 billers, including major institutions like USAA and Chase. It covers all your financial needs comprehensively. The application features automatic bill tracking, free same-day bill payments, intuitive bill calendars, and a clear representation of your financial health. Adding to this, the security offered by the app is paramount, with encryption and authentication measures taken for the application.

 

Why we picked it? Arrow

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Are there any best finance apps for Android to help me budget my money?

Saving and managing your money is one of the most important aspects of creating wealth in the long term. Cutting unnecessary spending and budgeting helps in improving overall financial health. While there are multiple ways such as using a ledger or using Excel to budget your money, these methods are tedious. Therefore to answer the question, are there any finance applications to help you budget your money? Well, the answer is yes.

There are several best free personal finance apps that have the capacity to efficiently budget your money. These best finance apps for Android can provide detailed information about your spending, track your transactions, set financial goals, get month-on-month insights, and a lot more. The entire list of top finance apps mentioned above can help you with the ordeal. Below are some of the really good apps mentioned below:

1. Fudget

2. Empower

3. Money Manager

4. Expensify

5. AndroMoney

What are the best personal finance apps to see your finances?

In order to get correct insights, one needs the best app for finances for the task. Here is a list of the best money management apps for Android:


1. Fudget

2. Expensify

3. Money Manager

Some of the best money management apps for iPhone are:

1. NerdWallet

2. Mint

3. GoodBudget

Should I use a personal finance app?

See everyone has their way of creating a monthly budget, making investments, monitoring transactions, and a lot more. Therefore, it is not essential for everyone to use the best personal finance tracker. However, if you are new and don’t have a predefined way of doing the ordeal then using a good finance app can help you loads.

Here are some of the reasons why one should consider the best personal finance tracker app to help with finances:

1. These finance mobile apps have the capability to monitor all the monthly transactions

2. These financial apps can automatically pay bills if permission is provided

3. Finance apps provide updates and notifications regarding pending bills

4. The budget planner app allows the user to set up long and short-term goals

5. It provides insights in a graphical manner

6. These finance applications have a customizable dashboard that can be modded as per the requirement

7. They provide a complete picture of your financial health

Is Mint Budget a safe personal finance app?

Mint Budget is the best finance management app that is known for its security standards. The application offers bank-grade security in order to access the accounts. The best app for finances provides multi-factor authentication in order to protect your account. In fact, it uses VeriSign to transfer your data.

Below are some of the most compelling features of this one of the top finance apps:

1. It encrypts the data before sharing it on the internet

2. It also demands OTP from the phone aside from the password used

3. The budget planner app uses VeriSign which is a trusted security company

Which one is the best personal finance management app? Mint Budget App or NerdWallet?

Both of these finance applications are excellent in their own accord. However, considering the fact that both of these are two different fintech software development companies and cater to audiences in their own unique way, they have their own unique strengths and weaknesses.

Here is a table to explain you major differences between the financial apps:

Feature Mint Budget App NerdWallet
Price Free Premium features available @ $4.99
Features Budgeting, tracking bills, credit monitoring, investment tracking Budgeting, tracking bills, credit monitoring, investment tracking, financial product recommendation
Customization Not customizable in comparison to some other apps in the market More customizable than the Mint application
User Base Large User Base Smaller User Base
Security Security concerns have been raised by users Good security

 

Is the Mint personal finance app better than the Goodbudget app?

Both of these top financials applications are good. However, their effectiveness depends on the user and their requirements. Therefore, here is an analysis of the two finance mobile apps:

Feature Mint GoodBudget
Price Free Has basic features, Premium comes at $7/month
Features Budgeting, bill tracking, credit monitoring, investment tracking Envelope budgeting, budgeting, bill tracking
Customization Not much customizable More customizable in comparison to Mint
Account Linking Required Not Required
Offline Access No Yes

Are the best free personal finance apps safe to use?
 

Pieter VanIperen, a managing partner of PWV Consultants and an adjunct professor of code security at New York University says “As long as you are practicing good cyber-hygiene – like not reusing passwords and not clicking on random links that are texted or emailed to you – then budget tracking apps that have been vetted are just as safe as the app of your financial institution.”


Most best finance management apps have to adhere to specific guidelines and regulations to function in the market. These regulations are set by monetary regulatory bodies like RBI, the Financial Conduct Authority, and the Securities and Exchange Commission (SEC) among others.

Picking the best finance management apps developed by leading tech companies or financial companies can be a great way to ensure your financial safety as well. Several banks have also released their financial apps to help users manage their finances better.

Can the best free finance apps help me save money?

Definitely! Finance applications can help you save money effectively by providing you with smart budget management features. These features provide you with in-depth insights into where you are spending your money, what purchases you are making, your credit card bills, and other such details. However, finding the right and best app for finances is also critical in order to get the best control over your finances. The above list will surely turn out to be helpful in that.
 

How to make a budget plan using the budget planner apps?

Planning a transparent budget using financial applications can be only accurate if you have either synced your financial profiles to the app, manually recorded all expenses you are making, or used the same app to make payments. There are several budget planner apps that come with built-in payment features.

What finance applications provide loan-related services?

There are several best free finance apps that provide loan services quickly and seamlessly. For instance, Dave, MoneyLion, SoFi, PayActiv, etc.

Conclusion

These are the best financial management apps that must find a place on your smartphone. These apps that help you save money, made it so easy for us to become smart about our money that we no longer have to worry about entering our expenditures manually, or calculating our debts and then wondering at the end of the day how all our earnings disappeared into thin air.


Get your hands on these top finance apps of the year and make smart moves while handling the finances. We hope this article on the best finance apps has helped you find what you were looking for. If you are an app owner and want to get your app reviewed, get in touch with MobileAppDaily. Adding to it, if you wish to become a part of our top apps report then list your product. Our team of MAD experts will assess your application and list you among the best.

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